If an individual is unsure of their ability to obtain insurance because of their medical history or if they would like a preliminary assessment of insurance pricing, it’s often best to utilize our informal underwriting process.

By completing our informal underwriting packet, we are able to do an internal assessment of the individual’s medical history. This assessment helps us select the insurance carriers from which we can obtain the best underwriting offers and pricing in advance of completing an insurance exam. Our informal process avoids the hassle of submitting multiple formal applications, making the underwriting process as painless as possible.