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Is Your Retirement Plan Built for Healthcare Costs?
You’ve mapped out your retirement goals, saved diligently, and maybe even downsized the family home. But there’s one piece of the puzzle that catches many high-income earners off guard: healthcare. It’s easy to assume that Medicare will take care of most of it. The reality? Healthcare is one of the biggest (and fastest-growing) expenses in…
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5 Smart Tax Strategies to Maximize Your Retirement Income
You’ve spent years building wealth, making smart decisions, and planning for the future. But once you transition into retirement, managing your money isn’t just about growth, it’s about preservation and efficiency. One of the biggest threats to your long-term income? Taxes. Without a thoughtful strategy, taxes can quietly erode your retirement income year after year.…
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Market Volatility in Retirement: How to Build a Plan That Stays Steady
If the last few years have taught us anything, it is that markets can swing dramatically and without warning. For high-income earners approaching or already in retirement, these abrupt changes can feel especially nerve-wracking. After decades of building wealth, the last thing anyone wants is to watch a lifetime of savings shrink just as they…
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5 Ways IUL Policies Can Secure Tax-Free Income for Your Retirement
While planning for retirement, have you thought about how your retirement income will be taxed? Traditional retirement accounts, like 401(k)s and IRAs, can lead to hefty tax bills when you start taking distributions. But what if there was a way to create tax-free income in retirement? Enter Indexed Universal Life (IUL) policies. These life insurance…
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The 6 Key Risks in Retirement—and How We Help You Overcome Them
Retirement should be a time to relax, enjoy, and explore new experiences after a lifetime of work. But it’s also a phase of life that comes with unique financial risks, many of which are often overlooked. At NPPSS, we understand these risks and are committed to providing you with strategies that offer stability and peace…
