Premium Finance

Premium financing has been used by the wealthy for years to help with estate planning for large estates, in business for succession. With traditional premium financing, the client had to get a loan from the bank, fill out forms, and pledge collateral for the loan.

It took time and included setting up trusts. Today there is a new form of premium financing called Kai-Zen which eliminates all of the challenges of the old premium financing and is now available to many more people and provides enhanced retirement planning and executive benefits.

Benefits of Smart Leverage

No credit checks

No loan documents

No personal guarantees

No interest payments

Benefits of More Protection

Death benefit with living benefit riders

Chronic illness

No personal guarantees

Terminal illness

Benefits of More Growth

Upside crediting (subject to cap)

No negative returns due to market decline

Tax-free distributions with potential to access cash value using tax-free policy

Get your Free Nonprofit Checklist

  • Master the Art of Nonprofit Organization
  • Get a 2x Return on your nonprofit's spending
  • Save time and money for your nonprofit

Included is a 30 minute meeting to review the customized options available for your nonprofit.