The Five Retirement Risks We Address
Build a personalized plan that protects your future
and adapts to real-life risks.
The Five Retirement Risks
Why Longevity is a Double-Edged Sword
- Living longer means more years in retirement
- Greater financial strain not properly planned
- Understanding key risks helps you stay secure
RISK #1
Outliving Your Savings
- Longer retirement means MORE WITHDRAWLS over time
- INFLATION erodes purchasing power over time and we're bound to see more in the future
SOLUTIONS INCLUDE:
Sustainable withdrawal strategies, GUARENTEED INCOME options
RISK #2
Inflation Erosion
- Over a 30-year retirement, inflation will SIGNIFICANTLY REDUCE value/buying power
- HEALTHCARE, housing, and daily expenses RISE
SOLUTIONS INCLUDE:
Health savings accounts, insurance, strategic planning
RISK #3
Healthcare & Long-Term Care Costs
- INCREASING HEALTHCARE costs with age
- Long-term care expenses (nursing homes, home care) are SIGNIFICANT and also increasing
SOLUTIONS INCLUDE:
Health savings accounts, insurance, strategic planning
RISK #4
Market Volatility
- Sequence of returns risk impacts early withdrawals
- Stock market fluctuations affect retirement funds
SOLUTIONS INCLUDE:
Balanced portfolio, risk management, income buffers
RISK #5
Changing Tax & Policy Landscape
- Tax rates may rise, impacting withdrawals
- Policy changes may affect Social Security & Medicare!
SOLUTIONS INCLUDE:
Tax-efficient withdrawal strategies, proactive planning
Start Planning Smarter Today
Retirement should be something to look forward to—not stress about.
Let’s build a plan that gives you confidence now and freedom later.