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Be Ready for Life’s What-Ifs

Plan now for rising health care costs and long-term care needs — so you can retire with peace of mind.

Healthcare Costs Are a Growing Threat to Your Retirement.

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Most people plan for their lifestyle in retirement— but few plan for the cost of staying healthy.  From routine medical expenses to unexpected long-term care needs, these costs can quickly derail even the best savings strategies.
 
At NPPSS, we help you plan ahead. We build long-term care and healthcare cost projections directly into your retirement strategy — so you’re prepared, not caught off guard.
 

Understanding the Real Costs of Care

The average retiree will spend hundreds of thousands of dollars on medical expenses, yet traditional retirement plans rarely account for that. We walk you through:

  • Medicare coverage and gaps
  • Supplemental insurance options
  • Long-term care planning (including in-home, assisted living, or nursing care)
  • Hybrid insurance products that offer flexibility
  • Asset protection strategies for future care needs
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Streamlined. Efficient. Designed for You.

You don’t have to become a tax expert. 
 We simplify everything and walk you through options. Our efficient planning process makes it easy to take action without delays or confusion.

Solutions That Fit Your Life

Protect Your Retirement Income

Unexpected health care costs can drain your savings quickly if you’re not prepared. We show you how to safeguard your income by building protective strategies into your overall retirement plan—without sacrificing your lifestyle or freedom.

Choose the Right Type of Plan for You

Not sure if you need long-term care insurance, a savings-based approach, or a hybrid solution? We break it all down so you can choose what works best based on your health outlook, financial goals, and personal preferences.

Plan with the People Who Matter Most

Long-term care doesn’t just affect your finances—it affects your family. We help you coordinate your planning with loved ones so expectations are clear and everyone feels supported, not blindsided.

Keep It Flexible

Life changes, and so do your needs. We design strategies that can adapt over time—so if your health evolves or your goals shift, your care plan doesn’t fall apart.
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The NPPSS Advantage: Simplicity + Strategy

With our streamlined process, we help you assess your risks and implement a plan quickly. No endless paperwork, no overwhelming sales pitches — just smart planning that’s built around your goals

Because peace of mind shouldn’t come with stress.