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The 10 Real Reasons People Give to Charity and Why Tax Strategy Isn’t #1
Donor Insight · Charitable Giving The 10 Real Reasons People Give to Charity And why tax strategy isn’t #1 — a reflection on what 2025’s largest study of American philanthropy reveals about generosity. Tom Ligare, CLU®, CAP® Founder & Senior Strategist · NPPSS May 25, 2026 7 min read Most articles about charitable giving start…
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The Zero-Deduction Trap: A Complete Guide to Charitable Giving Under the 2026 Tax Reset
Charitable Giving · Tax Strategy The Zero-Deduction Trap A complete guide to charitable giving under the 2026 tax reset. Tom Ligare, CLU®, CAP® Founder & Senior Strategist · NPPSS May 18, 2026 13 min read In This Guide The 0.5% AGI Floor — What It Is and Why It Matters The Top-Bracket Cap — A…
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The $111K QCD Shift: Why the Elevated Ceiling Changes Year-End Planning for Donors Over 70½
Charitable Giving · Retirement Planning The $111K QCD Shift Why the elevated ceiling changes year-end planning for donors over 70½. Tom Ligare, CLU®, CAP® Founder & Senior Strategist · NPPSS May 19, 2026 5 min read In This Article What a QCD Actually Is Why 2026 Changed the Math The Triple Win: RMD, IRMAA, and…
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How to Manage Key Retirement Risks with Early Planning
Why Early Planning Matters Retirement is a significant life event that should offer freedom and relaxation, but it comes with risks like running out of money, rising healthcare costs, and market fluctuations. Starting your retirement planning early, in your 20s, 30s, or 40s, gives you greater control over these risks and ensures a financially secure…
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Planning Retirement with Index Universal Life Funds
Unlock the potential of Index Universal Life (IUL) funds to secure a financially stable retirement and enjoy peace of mind during your golden years. Understanding Index Universal Life Funds Index Universal Life (IUL) funds are a type of permanent life insurance that not only provides a death benefit but also includes a cash value component.…