Forms & Resources
Tools & Insights for Advanced Planning
A library of nonprofit financial resources — in-depth white papers, planning tools, and an interactive calculator on the strategies we use to manage retirement risk for nonprofit executives and high-net-worth families. Browse our white papers on retirement and tax strategy, charitable giving, and estate planning, or run the calculator below to see your own numbers.
Complimentary Guide · Retirement Planning
The Retirement Financial Guide
A bound, personal record of your retirement picture — your goals, your risks, every strategy considered for your situation, and exactly what Tom recommends. Twelve sections, built over 60 days, yours to keep.
Get the Guide →
Interactive Nonprofit Financial Resources Tool
Retirement Tax Bill Calculator
See your projected lifetime federal tax, effective rate, peak bracket, and how much a Roth conversion strategy could save — in about three minutes.
Run the Calculator →Retirement & Tax Strategy
Protected accumulation and tax-efficient income — the foundation nonprofit financial resources in our library.
Fixed Indexed Annuities
A multi-strategy asset for executive benefits, charitable giving, and estate planning — where FIAs fit, where they don’t, and how to use them well.
Read the paper → Tax StrategyThe Backdoor Roth IRA
How high earners move money into Roth treatment despite income limits — the mechanics, the pro-rata trap, and the pitfalls to avoid.
Read the paper →Charitable Giving
Leveraged, tax-efficient philanthropy using life insurance and giving structures.
Life Insurance as a Charitable Giving Vehicle
A practitioner’s guide to leveraged, tax-efficient philanthropy — multiplying charitable impact and replacing gifted wealth for heirs.
Read the paper → Charitable GivingAmplifying Generosity
How life insurance multiplies a donor’s charitable impact — the structures, the tax treatment, and the cases where it matters most.
Read the paper → Charitable GivingThe GUL + DAF Strategy
Pairing guaranteed universal life with a donor-advised fund to create a leveraged, tax-advantaged giving plan.
Read the paper →Estate Planning
Transferring wealth efficiently — trusts, beneficiary mechanics, and estate-tax-free strategies.
The Irrevocable Life Insurance Trust (ILIT)
Owning life insurance outside the taxable estate so the death benefit passes to heirs free of income and estate tax.
Read the paper → Estate PlanningIUL Inside an ILIT
Combining indexed universal life with an ILIT for tax-advantaged accumulation and estate-tax-free wealth transfer.
Read the paper → Estate PlanningLife Insurance in Estate Planning
Using permanent life insurance to provide liquidity, equalize inheritances, and transfer wealth efficiently across generations.
Read the paper →